Renew AC - Alameda County Home Improvement Loan Assistance Program
WHAT IS RENEW AC?
Renew Alameda County provides low-income homeowners in Alameda County with 1% interest rate loans of $15,000 to $150,000 to complete home improvement projects ranging from correcting health and safety hazards to accessibility upgrades and structural rehabilitation - no monthly payments required. Renew AC is operated by Habitat for Humanity East Bay/Silicon Valley and is funded by Alameda County taxpayers who approved the Measure A1 Housing Bond in November 2016.
Learn more or apply at RenewAC.org, email firstname.lastname@example.org, or call Habitat for Humanity's Home Repair Hotline at (510) 803-3388.
Check out the Renew AC flier!
Housing Rehabilitation Program Overview
The City of Pleasanton, in cooperation with Habitat for Humanity, provides a Housing Rehabilitation Program (HRP) that is available to low income home owners in Pleasanton. An eligible household must live in and hold title to the home, and the household income cannot exceed 80% of the median income for the area. The HRP includes a variety of sub-programs which offer different types of services as summarized below:
For Home Owners
- Major Owner Rehabilitation Loans: The objective of this program is the rehabilitation of housing to bring all systems up to standard (e.g., electrical, plumbing, roofing, etc.). The program provides a low-interest, amortized or deferred loan of up to $35,000 to eligible low income home owners.
- Minor Home Repair Grants: Repairs are made to correct immediate threats to the health and safety of the occupants (e.g., electrical, plumbing, carpentry, etc.). The program offers grants to eligible low income home owners of up to $2,000 for labor and materials.
- Seismic Loans: The objective of this program is to increase the safety of owner-occupied residential structures in the event of an earthquake. The program provides loans up to $5,000 to eligible low income home owners. Typical improvements include shear wall, foundation bolting, chimney replacement, standard code and health and safety items. Seismic loans can be used in conjunction with other elements of the housing rehabilitation program.
For Mobile Home Owners
- Mobile Home Loans: The program provides loans of up to $25,000 for mobile homes for larger repairs and improvements. The loans may be deferred (i.e., not requiring payment until the home is sold or transferred) or may be amortized. Eligible mobile home repairs include lifts, roof replacement, bathroom repairs, and dry rot repairs.
- Mobile Home Repair Grants: This program provides loans for repairs to correct immediate threats to the health and safety of the occupants (e.g., electrical, plumbing, roofing, carpentry, etc.). The program offers grants to eligible low income owners of mobile homes at a maximum of $5,000 for labor and materials.
- Mobile Home Seismic Grants: The objective of this program is to increase the seismic safety of mobile homes, which are particularly vulnerable to earthquakes. The program provides grants up to $5,000 to eligible low income owners of mobile homes. Typical improvements include seismic tie-downs and securing of mobile home foundations.
- Free Accessibility Improvements: Accessibility grants for persons who are disabled can be used for the construction of railings, installation of grab bars, and/or similar modifications. Eligible homeowners - and tenants of rental housing - can receive a grant of up to $5,000 (tenants must have approval from the rental property owner). The construction of ramps and other more expensive modifications can be addressed for homeowners under the Major Owner Rehabilitation Loan Program.
- Exterior Clean-Up Grants: The goal of this program is to provide grants for improving the exterior appearance of owner occupied or rental properties with four or less units. Maximum amount is $2,000. However, when the Exterior Clean-Up Grant Program is used in conjunction with the Exterior Paint Grant Program on any one project, the combined amount of both grants may not exceed $5,000.
- Exterior Paint Grants: The objective of this program is to improve the appearance and quality of owner occupied or rental properties with four or less units. The maximum grant amount is $3,000. However, when the Exterior Paint Grant Program is used in conjunction with the Exterior Clean-Up Grant Program, the combined amount of both grants may not exceed $5,000.
The current Housing Rehabilitation Program Guidelines provide additional detailed information on how the program works. Additional information can be obtained by contacting Habitat for Humanity.
Call (510) 803-3388.
Call 520-803-3388 to arrange accommodations, or Dial 800-735-2929 for TTY/TDD services
To apply, complete a Request for Service form and mail or drop it off to Habitat for Humanity, 2619 Broadway, Oakland, CA 94612.